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CENTURY 21 Judge Fite Company HomeBlog › Home Buying 101: Your Questions, Our Answers

Home Buying 101: Your Questions, Our Answers

CENTURY 21 Judge Fite Company makes home buying easy and fun, with certified professionals, relocation support, in-house home-related services and a proven vendor network.

CENTURY 21 Judge Fite Company is your all-in-one real estate partner in Texas. We make home buying easy and fun, with certified professionals, relocation support, in-house home-related services and a proven vendor network. Whether you’re looking to purchase your first home, a farm or ranch property, a luxury home, land, a vacation property or a real estate investment opportunity, our one team approach has you covered.

With more than 85 years of experience, we understand the frequently asked questions that homebuyers often have, and with a trusted real estate advisor by your side, you will have the answers you need.

How do I buy a home for the first time?

Buying your first home involves several key steps. You’ll start by determining your budget, getting pre-approved for a mortgage, finding the right home, making an offer, conducting inspections and finally closing the deal. It’s a process that can be complex for all kinds of real estate buyers. Having one of our world-class real estate professionals to walk you through each step is invaluable. We answer your questions and provide step-by-step guidance to ensure you make informed decisions.

How much can I afford?

To begin, consider getting pre-qualified for a mortgage early on. This not only streamlines your home search but also highlights your financial credibility to sellers. Pre-approval, a calculation by a mortgage lender, reveals the loan amount you can manage and your projected monthly payments. Factors impacting your affordability include your income, available funds for down payment and closing costs, existing debt, credit history, mortgage type, interest rates and the housing expense-to-income ratio. 

A mortgage professional, like our team at Cardinal Financial, can provide personalized insights into your affordability. 

How can I buy a home before selling?

With our exclusive Guaranteed Move® program, your pathway to a seamless real estate experience allows you to purchase your dream home before selling your current one. An all-cash offer* empowers you to secure your new home without contingencies and preserve your home equity. No more juggling the complexities of a double move. Guaranteed Move® not only simplifies your journey but creates a fantastic opportunity to strengthen your offer.

Why should I use a CENTURY 21 Judge Fite Company real estate professional when buying a home?

Our REALTORS® are your advocate in the home buying process. We have the experience, local market knowledge and professional network to guide you effectively. We help you find properties that match your needs and budget, negotiate on your behalf, handle the legal contract, coordinate the process and communicate every step of the way. When you find your dream home, you can be thankful for having a trusted real estate advisor by your side.

As a homebuyer, choosing to work with a trusted real estate professional from CENTURY 21 Judge Fite Company is a decision you’ll be thankful for. We will help you navigate the real estate market, providing valuable insights and guidance throughout your journey. Contact us today to discover how we can make the home buying process as enjoyable and effortless as the season of thankfulness. 

*with approved credit

DFW Real Estate Housing Metrics – September 2023

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